Resources to Help You Recover from Financial Hardship resulting from COVID-19

Whether you are an employee, business owner, student, or family affected by Covid-19, the following resources are a starting point to help you cope and recover financially. If you are looking for non-financial resources and information, please visit the library's Covid-19 information page.

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Unemployment assistance for employees

Cash or monetary assistance

Student loan assistance

Nutrition and food assistance, and well being assistance

Resources for business owners and employers

Info for business owners and employers


Updated December 29, 2020

Unemployment assistance for employees

Individuals who have lost their job as a result of COVID-19 can visit the Illinois Department of Employment Security (IDES) website to apply for unemployment. 

10 things to know before applying for unemployment insurance in Illinois, including a link to file your claim.

See the FAQ's on Unemployment in Illinois on the State of Illinois Coronavirus response page.

Unemployment insurance claimants must also register with the employment service: Employment Service Registration Requirements

For additional information, Call IDES at 1.800.244.5631 or visit the IDES website

Are you looking for a job? Lake County is maintaining a list of opportunities.

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Updated December 29, 2020

Cash or monetary assistance

Temporary Rental Assistance information

Rental Assistance and Affordable Housing in Lake County

  • The Lake County COVID Housing Relief Program (CHRP) provides rent and utility assistance for eligible households financially impacted by COVID-19. If you are a Lake County resident and need help paying rent or utility bills, please call 211. To learn more, please visit lakecountyil.gov/4476/Lake-County-COVID-Housing-Relief-Program .

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​​​​​​​Cash assistance for pregnant women and families with children: Temporary Assistance for Needy Families

Financial assistance for musicians: The Recording Academy MusiCares or Musicians Foundation (re-opened)

Artists can learn more about their options here about Arts for Illinois. Donate or Apply for funding here.Back to top


Updated December 29, 2020

Student loan assistance

Coronavirus and Forbearance Information for students, parents, and borrowers

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Updated December 29, 2020

Nutrition and food assistance and well being

Supplemental Nutrition Assistance Program can help you and your family purchase groceries. To find out if you are eligible or to get help with your application, visit abe.illinois.gov or call 844-600-7627.

The Northeastern Illinois Food Bank can also be a useful resource in feeding you and your family. Find your nearest pantry at solvehungertoday.org/get-help.

Moraine Township Food Pantry

West Deerfield Township Food Pantry

Contact Lake County's 211 to be connected with someone well-versed in Lake County organizations and operations that will direct you to services, resources, and help. On a phone, text 898211 or dial 211.

Apply for health insurance

Apply for Illinois Medicaid

Local health authority information and who to contact if you or someone you know is sick lakeforestlibrary.org/blog/covid19-info#who

 

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Updated January 13, 2021

Financial resources for businesses:

Local:

Lake Forest and Lake Bluff both have set up grant programs for businesses. Find the Lake Forest application here. Questions from applicants can be directed to HollebE@cityoflakeforest.com. This grant offering will end on January 31, 2021.

 

 

 

State of Illinois

 

A second round of the Business Interruption Grant (BIG) Program has ended. See lists of awards here.

 

 

 

Federal

 

The Paycheck Protection Program (PPP) re-opens this week for new applications. Applicants can apply through any SBA 7(a) loan vendor.

 

 

 

 

SBA Funding Options

 

 

 

  • SBA Loan - Borrower Information Form. “The purpose of this form is to collect information about the Small Business Applicant (“Applicant”) and its principals, the loan request, indebtedness, information about currentor previous government financing, and certain other topics. The information also facilitates background checks as authorized by section 7(a)(1)(B) of the Small Business Act, 15 U.S.C. 636(a)(1)(B). This form is to be completed by the Applicant and all individuals identified below and submitted to your SBA Participating Lender.”
  • SBA Economic Injury Disaster Loans has re-opened. Learn more at it here. The EIDL Advance is no longer available.
  • A working capital loan can be used for anything that a business would have been able to pay normally had Covid19 not happened. Learn about SBA 7a loans here.
  • Express Bridge Loan Pilot Program-Extended through March 31, 2021 -This pilot program allows SBA Express Lenders authority to deliver expedited SBA-guaranteed financing on an emergency basis for disaster-related purposes to eligible small businesses, while the small businesses apply for and await long-term financing.”
  • Learn more about Covid-19 Small Business financial recover options at sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources#section-header-0

 

 

 

Other options:

 

Comcast Rise Grant - 10k grants to make commercials for small businesses harmed by Covid-19. See the FAQs and grant info. The application deadline is February 7, 2021.

 

ComEd Small Business Assistance - provides eligible small business customers with a one-time grant of up to $2,000 towards a past due balance – a remaining balance can be placed into a payment plan of up to six months.  For details please visit the ComEd website.

 

 

 

 

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Updated December 29, 2020

 

Info for business owners and employers

 

If you are an essential employer who is hiring, complete the Job Opportunity Form and a Lake County Job Center team member will get in touch with you.

 

Employers seeking to avert layoffs can access and use Rapid Response Layoff Reporting & Services

 

The CDC has a list of resources for businesses and employers

 

Consider chatting with the experts at the Small Business Development Center (SBDC) at the College of Lake County (CLC). Or, sign up to receive updates from the SBDC at CLC.

 

SBDC at CLC
19351 W. Washington St.
Grayslake, IL 60030
Room E186
Phone: (847) 543-2033
Fax: (847) 223-9371
illinoissbdc@clcillinois.edu

 

Find further business resource links, information, and partners on the Lake County Partners website.

 

 

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